Dispute Negative Items with AI
Upload your credit reports & let Ai generate powerful, custom-crafted dispute letters in just minutes. ⚡
Dispute from Your Phone 📱 or Computer 💻 — Anytime. Anywhere.
Behind every powerful deletion is a letter curated with precision. Our Credit Intelligence Technology builds your letters with your exact details, your accounts, and your disputes — designed to challenge all 3 bureaus.
✅ Dispute: Personal InfoLate paymentsStudent LoansCollections Charge-offsBankruptcyHard InquiriesMedical BillsIncorrect limitsEvictions
How It Works
Pricing
GoldMost Popular$58
- ✓One-time professional dispute letter package
✓Customized to your credit report
✓Includes name corrections, inquiries, and negative accounts
✓Professional formatting with relevant laws
✓1 Round of letters (single dispute wave)
✓Metro 2 & FCRA compliance language
✓Challenge ALL negative reporting
Platinum 🚀Best Value$97
- ✓3 Rounds of aggressive dispute letters
✓Fully customized for your credit report with deeper compliance review
✓Metro 2, CDIA Guidelines, and FCRA (15 USC) referenced in every round
✓Designed for tougher cases & re-disputes after verification
✓Professional formatting on every letter
✓Ongoing support between rounds
✓Great for stubborn negative accounts
- ✓Challenge ALL negative reporting
- ✓Best Value
Become an Affiliate Partner With Us
Clever Kit – Your Complete AI Credit Ecosystem
Credit Intelligence Solutions, Dispute Automation, and Score Optimization — all powered by advanced AI. One platform.
4.9 average rating · 2,000+ reviews
All your credit tools, finally connected.
Bureaus
Tradelines
Partner apps
Consistent results, at scale.
Track the impact of every dispute, letter, and coaching touchpoint with a live results dashboard and activity feed.
18,213
+204 this week
31K+
Across bureaus YTD
+104 pts
In first 90 days
93%
Of disputes resolved
Stories from customers
Clever Kit AI delivers measurable, defensible results.
